Everyone's trying to hit 100% gains in three days. 

Meanwhile, there's a strategy that pays you monthly income with 80% win rates - rain or shine.

Nobody wants it because it's "boring."

You know what's not boring? 

Getting paid whether you win or lose. Having the market hand you premium to potentially own America's best companies at discount prices.

I call this the closest thing to free money. But since it doesn't involve meme stocks, most people ignore it.

Why Buying Great Companies Is for Suckers

Quality companies cost money. Berkshire, Apple, Google - they trade at premiums because everyone knows they're good.

You pay full price and wait. Maybe you compound 10% annually over a decade.

What if those same companies paid YOU to own them at 15-20% discounts instead?

The Two Numbers That Matter

Joseph Piotroski figured this out in 2002. He created the F-score - nine accounting metrics measuring whether management works for shareholders.

Score of 8 or 9? Management executes flawlessly.
Score of 2 or 3? Management steals your money.

Add the Altman Z-score for bankruptcy risk:
Over 3.0? Bulletproof finances.
Under 1.8? Planning the funeral.

High F-score + High Z-score = Companies doing everything right.

Don't buy perfect companies. Sell put spreads on them.

If you've identified a company with F-score 9 and Z-score over 3, you'd want to own it anyway. 

So sell someone else the right to force you to buy it below current prices.

Collect premium immediately. If the stock stays above your strike, keep everything. If it drops and you get assigned, you're buying quality at a discount.

Either outcome wins.

Proof: The 2020 Example

During peak chaos in July 2020, only one company had F-score 9 with Z-score over 3: Rent-A-Center.

Everyone else panicked, issued debt, diluted shareholders. RCII managed perfectly through crisis.

Selling put spreads on RCII generated consistent monthly income as the stock climbed. 

You didn't need predictions - just quality not imploding.

It didn't.

When This Works (The Critical Part)

This only works during liquidity expansion. I track stocks breaking out versus breaking down daily. When that line stays green, quality companies rarely collapse.

Green momentum = sell spreads on perfect companies.
Red momentum = close positions and wait.

Simple Execution

Sell puts 15-20% out of the money, 20-30 days expiration. Target 80% probability of profit. Close winners at 50% max profit. Exit everything if momentum turns negative.

The market pays you to wait for quality at reasonable prices.

Why This Gets No Respect

People want 10-baggers and moonshots. 20% monthly returns sound boring. Systematic income sounds like work.

So they chase Reddit pumps while systematic wealth accumulation sits ignored.

F-scores over 8. Z-scores over 3. Green momentum. Liquid options.

Four numbers that separate consistent profits from constant gambling.

The market hands you this opportunity every month. Most people walk right past it.

Stay Positive,

Garrett Baldwin

P.S. Catch me live tomorrow at 8:45 am ET. We'll dig into the actual math behind F-scores and I'll show you the companies scoring 9s right now.